Kia Financing in Schaumburg, Illinois

You shouldn't let the auto financing portion of your car buying experience intimidate you. When you shop with the team at Schaumburg Kia, located at 1100 East Golf Road in Schaumburg, IL, you can get help from the experts. We want to help you understand your auto financing, so you can feel empowered when you make choices about buying or leasing your next Kia. Our dealership's finance team is proud to work with a wide network of lenders throughout the Chicagoland area to help get our customers rates & terms that will work for you & your budget.

It's easy to start your financing application online from the comfort of home, or contact our Kia finance center with any questions you may have about the best ways to pay for your next vehicle in Schaumburg, IL.

We Make it Easy!

Competitive Rates

No Hassle Credit Checks

Flexible Payments

Buying vs Leasing: Schaumburg Kia Can Help!

Many car shoppers struggle with the decision of whether they should buy or lease their new vehicle. At Schaumburg Kia, our finance professionals can help you decide which of these options best suits your budget and lifestyle. Each of these choices has its own benefits.

Some of the perks of financing include:

  • No monthly car payment after you pay your loan in full
  • There is no need to worry about end-of-lease obligations or mileage restrictions
  • You have equity that you can use toward a new car when you have paid off your auto loan

Kia Lease Options in the Chicagoland Area

Meanwhile, the benefits of leasing include:

  • A lower monthly payment while driving a new Kia vehicle
  • You don't have to worry about trading or selling your car at the end of a Kia lease agreement
  • Every few years, you can get a new Kia model with all of the latest features

Explore All of the Resources Schaumburg Kia Has for You

Our dealership prides itself on being the place where you can find assistance in getting a monthly payment that fits your budget. One of the ways we try to accomplish this goal is by utilizing our large network of lending partners. We work with the banks and credit unions with which we partner to try and find you the most affordable car loan or Kia lease for your individual situation.

Additionally, our finance team will use the Kia financing specials and lease deals to our advantage. We know that well-qualified buyers can often get approved for low APRs and lease payments. It is a great way to save some cash in the long run.

Use our online credit application, so Schaumburg Kia can help you discover what kind of car financing options we have available for you. We even have convenient financing options for service & parts purchases. Apply for financing with our dealership serving the greater Chicago, IL region today to get started!

Frequently Asked Questions

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.
  1. Schaumburg Kia

    1100 E Golf Rd
    Schaumburg, IL 60173

    • Sales: 847-380-9740
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Get in Touch

  • Contact our Sales Department at: 847-380-9740
  • Monday9:00AM-8:00PM
  • Tuesday9:00AM-8:00PM
  • Wednesday9:00AM-8:00PM
  • Thursday9:00AM-8:00PM
  • Friday9:00AM-8:00PM
  • Saturday9:00AM-6:00PM
  • SundayClosed